{"id":240,"date":"2019-03-05T22:49:46","date_gmt":"2019-03-05T22:49:46","guid":{"rendered":"http:\/\/en.discovernica.com\/blog\/?p=240"},"modified":"2019-03-05T22:49:46","modified_gmt":"2019-03-05T22:49:46","slug":"if-you-want-to-make-a-home-loan-to-the-bank-these-are-the-basic-requirements-in-nicaragua","status":"publish","type":"post","link":"https:\/\/en.discovernica.com\/blog\/if-you-want-to-make-a-home-loan-to-the-bank-these-are-the-basic-requirements-in-nicaragua\/","title":{"rendered":"If you want to make a Home Loan to the Bank these are the basic requirements in Nicaragua"},"content":{"rendered":"<span style=\"text-decoration: underline;color: #008000\"><strong>The basic requisites required by banks to grant financing for the purchase of real estate in Nicaragua are the following:<\/strong><\/span>\n<ul>\n\t<li>Fill and sign the Credit Application by the applicant and guarantor.<\/li>\n\t<li>Copy of identity card of the applicant and guarantor.<\/li>\n\t<li>Salary records detailing service time, position and salary, and last 2 payment butts and INSS of the applicant and guarantor.<\/li>\n\t<li>Bank references and \/ or bank statements of the last 3 months of another bank.<\/li>\n\t<li>In case of buying in an urbanization, a copy of the premium receipt and contract with the developer must be submitted.<\/li>\n\t<li>The additional legal documents are Copy of property deeds, registration history from 35 years, freedom of lien and updated municipal solvency.<\/li>\n\t<li>In order to estimate the value, an appraisal of the property or land is requested.<\/li>\n\t<li>Copy of Reservation sheet of the developer.<\/li>\n\t<li>Copy of the Contract or Letter of Promise of Purchase Sale that includes: Sale Price, Lot and Description of the property.<\/li>\n\t<li>Life and property insurance in the event of filing a Law Assignment of another insurer, you must present proof of cash payment of the first three installments.<\/li>\n<\/ul>\n<span style=\"color: #008000\"><span style=\"text-decoration: underline\"><strong>In the case of Nicaraguans residing in the United States or Canada, the following requirements are requested<\/strong><\/span>:<\/span>\n<ul>\n\t<li>Income tax for the last 3 years<\/li>\n\t<li>Credit record in the US (citizens or US residents).<\/li>\n\t<li>Bank account statement.<\/li>\n\t<li>United States Passport or Resident ID.<\/li>\n\t<li>Nicaraguan guarantor residing in the country.<\/li>\n<\/ul>\n<span style=\"text-decoration: underline\"><span style=\"color: #008000;text-decoration: underline\"><strong>In case you have a business of your own or work as an independent worker, the requirements are<\/strong>:<\/span><\/span>\n<ul>\n\t<li>Present financial statements of the business for the last 3 months.<\/li>\n\t<li>Updated business RUC.<\/li>\n\t<li>Bank account statements for the last 3 months.<\/li>\n\t<li>Original and copy of the latest IR statements or fixed fee.<\/li>\n\t<li>Original and copies of registration of the business issued by the mayor&#8217;s office.<\/li>\n\t<li>Credit Card Statements of the last 6 months from another bank.<\/li>\n\t<li>Report of an Authorized Public Accountant, which is authorized by the bank.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>The basic requisites required by banks to grant financing for the purchase of real estate in Nicaragua are the following: Fill and sign the Credit Application by the applicant and guarantor. Copy of identity card of the applicant and guarantor. Salary records detailing service time, position and salary, and last 2 payment butts and INSS [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":474,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[151,152,244,153,24,154],"class_list":["post-240","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-grant-financing","tag-home-loan","tag-nicaragua-en-2","tag-purchase-of-real-estate","tag-real-estate","tag-the-basic-requisites-required-by-banks"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>If you want to make a Home Loan to the Bank these are the basic requirements in Nicaragua - Discovernica Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/en.discovernica.com\/blog\/if-you-want-to-make-a-home-loan-to-the-bank-these-are-the-basic-requirements-in-nicaragua\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"If you want to make a Home Loan to the Bank these are the basic requirements in Nicaragua - Discovernica Blog\" \/>\n<meta property=\"og:description\" content=\"The basic requisites required by banks to grant financing for the purchase of real estate in Nicaragua are the following: Fill and sign the Credit Application by the applicant and guarantor. 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